Tax-free retirement income. It’s possible.
What if life insurance could open up a new source of income growth, investment opportunity and financial freedom in your life? Not just in retirement, but also for the here and now.
Open up possibility, with the power of leverage. Risk-free borrowing that gives you access to tax-free cash accumulation plus a tax-free death benefit for you, your family or your business.
Grow your nest egg, without the risk.
See how it's possible
What is Stream?
The Stream Protection Plan is a unique program that flips the typical life insurance model - so that it works for you as an asset, not just an expense. It allows members to purchase a cash value life insurance policy using the leveraging of a bank loan.
Diversify and take advantage of a new growth asset within your investment portfolio. Minus the risk. Tax-free rates of return of 8-12% are typical at life expectancy.*
Generate tax-free retirement income with no market risk, by accessing bank financing without the personal liability. On top of that, draw down on your policy tax-free to fund your life goals and unexpected expenses.
We put the asset into life insurance.
A new lease on life insurance.
So, what is leveraged life insurance anyway? Leverage simply means having a bank help pay for your life insurance policy, with Stream acting as your borrower. It means you can apply a multiplier effect to your contributions and optimize your investment.
In simple terms, it’s a life policy where you can invest what you can afford and the bank funds. This boosts the cash value by accessing zero-risk borrowing.
With our plan, the bank will boost the premium put into your policy, up to $5.50 for every $1 you contribute. Your dollar is levered up to work smarter from day 1.
The power of leveraging, helping you secure and protect the life you love, both now and into the future.
Leverage up, for life.
Connect with us
Protect the present. Secure your future. No filters.
Our promise is full transparency on your investment.
No longer just for the ultra-high net worth investor, we open up access for you to enjoy the unique benefits of premium-financed life insurance.
Benefits snapshot
I want in. How do I qualify and get started?
It is simple to become a member with Stream.
Criteria:
You must be an accredited investor.
per year