Life insurance that invests in you.

It’s an age-old worry. Will I ever have enough money to retire? Will I be able to fund the lifestyle I want long-term? Around 80% of business owners never sell or transition business with this concern. Aging parents and long-term care events can impact further on your retirement assets.

Enter stream. Your new retirement savings tool.

We put more living into life insurance.

Generate tax-free retirement income so you can enjoy your retirement years comfortably

Advance a portion of the death benefit if you get sick or become injured, to help pay for medical expenses

Tax-free death benefits for your beneficiaries so your loved ones are cared for

Leverage your Stream Protection Plan to celebrate life’s milestones

A new outlook on retirement saving.

Most retirement options either are taxable in retirement, have limits on what you can contribute or both. And who wants to wait till they retire to access benefits?The Stream Protection Plan is retirement saving, done differently.

From day 1, start generating tax-free income, with no market risk. Your policy works as a secure investment asset you can draw on tax-free for today’s life needs. A smart choice for a diversified investment portfolio.

Benefits snapshot

A smart asset
Tax-free retirement income
Tax-free compounded cash accumulation
Tax-free death benefit protection
Tax-free long term care & chronic illness fund access
A non-correlated asset
Risk-free borrowing
No collateral required
No personal guarantee
No loan application
Stream is the guarantor
0% floor protection against market losses
No credit reporting
"For someone who worries about everything, this policy has provided peace of mind as not only does it cover if I pre-maturely pass away, but also if I become sick during my lifetime. Additionally, I have the option to borrow against my cash values in the future for optional tax free retirement income! I am so grateful to have found this program to add to my financial portfolio!"
Marissa, Thousand Oaks, CA
"Never in my life has anyone educated me on the tax advantages of utilizing cash value life insurance for retirement purposes. I can’t stop sharing this program with friends and family, as I truly feel this is an untapped opportunity."
Sara, San Diego, CA
At our stage in life, my wife and I have no bigger dream than to provide a springboard for our grandchildren to succeed. By using the Stream program, we are able to efficiently provide our grandchildren with financial freedom. If they want to start their own business, buy their first home, or continue to save, they will now have the opportunity to!
Fred & Ellie, Northridge, CA