Tariffs, Inflation, and a Risk-Off Market

Recent trade tensions and rising tariffs—on everything from Mexican cement to Chinese electronics—have sparked inflation and increased volatility across global markets. According to financial strategist David Marra, these ripple effects hit retirees the hardest: from higher grocery bills to shrinking investment returns.

Tariffs reduce corporate earnings, fuel inflation, and push central banks to hold interest rates higher for longer. That translates into downward pressure on stocks and more expensive debt—exactly the conditions that erode the value of traditional retirement portfolios like 401(k)s and IRAs.

Enter Stream: A Fortress in a Financial Storm

The Stream Protection Plan flips traditional retirement planning on its head. It uses a premium-financed indexed universal life insurance policy, paired with bank leverage, to create tax-free retirement income, protect against market losses, and preserve legacy wealth—all with zero downside risk thanks to a 0% floor.

Here’s how Stream directly addresses today’s retirement risks:

Inflation and Tariff Risk? Tax-Free Income is the Cure

When inflation hits, retirees on fixed incomes feel the squeeze. But the Stream Plan generates tax-free distributions, allowing you to keep more of what you earn and maintain your standard of living even as prices rise.

Market Volatility? Not Here

While tariffs and trade wars destabilize markets, Stream offers non-correlated growth. That means your policy isn’t tied to Wall Street’s rollercoaster. Even if the market tanks, your Stream policy will never post a negative return.

High Interest Rates? Stream Leverages Them for You

Worried about bank lending rates? Stream stress-tests every policy to perform even in extended periods of high rates. With bank leverage as high as a 5:1 ratio, your money works harder for you, and you’re never on the hook for the loan—Stream is the borrower, not you. You contribute for just five years; the bank funds the rest.

Global Uncertainty? Stream Is Built for Agility

With multiple banking relationships, diversified policy indexing strategies, and a comprehensive succession plan, Stream is designed for resilience—even if economic conditions shift dramatically. Your policy is stress-tested and reviewed annually to stay optimized for performance and protection.

A Smart Asset in a Time of Chaos

Think of the Stream Protection Plan as your retirement Swiss Army knife:

• ✅ Tax-free income in retirement
• ✅ Tax-free cash value accumulation
• ✅ Tax-free death benefit for loved ones
• ✅ Long-term care access
• ✅ No personal loan guarantees or credit     reporting
• ✅ 0% floor against market losses

It’s the kind of financial security the ultra-wealthy have had for decades—now made accessible for HENRYs (High Earners, Not Rich Yet), professionals, and families looking for real protection in unpredictable times.

Your Retirement Shouldn’t Be a Gamble

You’ve worked too hard to watch market shocks or trade disputes derail your retirement dreams. While you can’t control tariffs or inflation, you can control your strategy. The Stream Protection Plan offers clarity, control, and confidence—exactly what retirees need when the future looks foggy.

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