News & Insights

If your portfolio is heavily concentrated in real estate, you're not alone. Property has long been viewed as a tangible, wealth-building asset.

Recent trade tensions and rising tariffs—on everything from Mexican cement to Chinese electronics—have sparked inflation and increased volatility across global markets.

A successful mid-sized business wanted to create a compelling executive compensation strategy that would both attract and retain top talent while offering significant financial benefits. To achieve this, they sought to implement an executive bonus plan with a Split Dollar Loan Regime, leveraging The Stream Protection Plan.

When it comes to retirement planning, many of us default to traditional tools like 401(k) plans. But is this approach as effective as it once was?

Many business owners focus on temporary risk coverage, but BizStream turns traditional insurance into a multi-purpose Indexed Universal Life (IUL) asset. From buy-sell agreements to protecting yourself against key staff departures and rewarding them with deferred compensation, BizStream helps business owners turn a necessary expense into long-term financial growth, tax-free retirement reserves, and a powerful tool for business stability.

This case study highlights how one savvy business owner is planning to sell his second company and use the proceeds to supercharge his Stream Protection Plan, bypassing traditional bank loans. By strategically leveraging this liquidity event, he’s set to secure a significantly larger tax-free retirement income while safeguarding his family’s legacy. Explore how this innovative approach ensures financial security, minimizes estate tax burdens, and maximizes future benefits for himself and his children.

Gift-giving is more than a heartfelt gesture—it’s also a savvy financial strategy. Whether your generosity is fueled by love or a desire to minimize Uncle Sam’s cut, understanding gift tax and exemptions can help you make the most of your giving. This article unpacks the essentials: what constitutes a gift, how it reduces taxes, annual and lifetime exclusions, and common mistakes to avoid. Plus, discover how thoughtful gifting can benefit both your loved ones and your estate planning goals.

The Stream Protection Plan and Roth IRA are tax-free retirement vehicles. But what makes Stream the muscle car and a Roth IRA the Mini? Jump in, and we’ll show you how to get ripped returns.

‍As we head into the 2024 US Election, we face a critical crossroads, with two candidates – Trump and Harris – each representing starkly different visions for America. Stream co-founder Tim Whitmore provides insight into what a red or blue victory might mean for the US economy and your financial goals.

It’s like the iconic ‘Get a Mac’ Mac vs PC advertising campaign from the mid-2000s: two products, two personalities, each with its own appeal. Whole Life and Indexed Universal Life Insurance are similar – distinct choices catering to different financial and life goals.

If you’re worried about how a bank’s unpredictability might impact your Stream Plan, don’t be. Here’s how we protect your retirement even during high-interest-rate periods.

Trying something new can be daunting, and naturally, ‘what ifs’ can creep in between you and a fantastic opportunity. Here, we answer your ten most pertinent questions about the Stream Protection Plan so you can start preparing for your tax-free retirement.

If you’re a medical professional feeling under the weather about your retirement plan and future finances not being where you hoped, read on. Stream understands the challenges specific to your field and has curated the perfect cure to help you play catch-up.

In this case study, we explore how the Hudgins* use genStream’s cash-value life insurance policy to secure their one-year-old child’s financial future for college and beyond.

In this case study, we explore how two siblings discover that the Stream Protection Plan isn’t just an innovative strategy for their financial future. This retirement solution is giving back in a heartfelt commitment to family.

When can I retire, and how much money do I need? Retirement should be about adventure-seeking, meaningful moments with loved ones, and spending every day lazing about in leisure wear if you so wish, right? It shouldn’t be about worrying how much of your hard-earned cash you’ll lose to tax.